What's inside
The particular risks, and how to see them
Blended families face real structural risks that families of the standard template do not. Recognising them is most of the work. The guide walks you through the patterns, the planning tools that address them, and the conversations that are usually best had before you draft anything.
01
What a blended family actually is
Second marriages, cohabiting partnerships, stepchildren, half-siblings, and the different structural patterns that arise.
02
Sideways disinheritance
The classic risk: assets left outright to a surviving spouse who later changes their Will or remarries, and children from a previous relationship lose out.
03
Life interest trusts
How a life interest works in practice, what it protects, what it costs, and where it genuinely resolves the competing interests.
04
Cohabiting partners
The rights cohabiting partners do not have, the protections that need to be built in deliberately, and the property ownership questions that matter most.
05
Stepchildren and inheritance
How the intestacy rules treat stepchildren, why the default is often not what the family expects, and the Will structures that get the intention right.
06
Family structure mapping
A structured exercise for mapping your family on paper, identifying where the interests diverge, and understanding what each person would expect.
07
Property ownership revisited
Why joint tenancy often defeats the planning in a blended family, and when severing the tenancy is the right first move.
08
Inheritance Act claims
Who can bring a claim, on what basis, and the planning steps that reduce the risk of one being brought against your estate.
09
Having the conversation
Guidance on talking to a new partner, existing children, and stepchildren about what you intend, before the decisions are locked in.
10
Deciding what to do next
The signals that suggest a specialist conversation would add real value, and how to prepare for it efficiently.